Tag Archives: personal finance

Do you want the stock market to go up or down?

At first glance, it sounds like an obvious question – surely it is better when stocks go up, right? From watching the ads on CNBC, it would seem that higher stock prices directly translate into more steak dinners and golf vacations while lower stock prices mean bringing your own peanut butter sandwiches to work (jelly is for bull markets). Continue reading

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Personal Finance Made Easy (with Spreadsheet Modeling!)

Use a spreadsheet to help see the effects of three key personal finance tips: Earn more, spend less, invest wisely

A quick search for “personal finance” on Amazon.com will reveal a vast amount (100+ pages of results) of literature on this important topic.  We imagine that a fresh 22 year old college graduate could easily get overwhelmed by the chorus of advice and opinions.  For them, we offer this post on how to use a spreadsheet to forecast your financial future, and see how your decisions will affect your finances in future years.  Continue reading